If you didn't file — or moved and the check got returned — the IRS doesn't re-send it. State refunds get absorbed into unclaimed property. We track them all down.
Unclaimed state tax refunds are absorbed into each state's unclaimed property system. This is covered by our Unclaimed Property service — we search all 50 state databases at no upfront cost.
The IRS holds over $1.5 billion in unclaimed refunds — mostly from people who didn't file a return. We partner with licensed CPAs to prepare and file prior-year returns on your behalf.
Federal tax refunds have a hard 3-year statute of limitations. After that, the money belongs to the U.S. Treasury — permanently.
2023
File by April 2027
2022
File by April 2026
2021
Deadline passed — gone forever
1. Tell Us Your Situation
Fill out our form with your name, SSN (optional but helpful), and the tax years you may have missed. Even if you're unsure, we can investigate.
2. We Check Everywhere
State refunds: we search all 50 unclaimed property databases. Federal refunds: our CPA partners review your IRS transcript to identify unfiled years with potential refunds.
3. We File What's Needed
For federal refunds, our CPA partners prepare and e-file prior-year returns. For state refunds, we submit unclaimed property claims with the appropriate state agencies.
4. You Get Paid
The IRS or state issues payment directly to you. Our 35% fee only applies to what we recover. If we find nothing, you owe nothing.
If We Don't Find Anything
$0
You pay nothing. Not a cent.
If We Recover Your Refund
35%
Of the amount we recover — only on success.
Every 10th claim is free through our 9-for-1 giveback program.
If you had taxes withheld from your paycheck but didn't file a return — or if you filed but the refund check was returned — you're likely owed money. The IRS doesn't automatically send refunds to people who don't file. We can check your transcript to find out.
Federal refunds come from the IRS and are subject to a 3-year statute of limitations. State refunds are handled by each state's department of revenue, and unclaimed state refunds eventually become unclaimed property held by the state treasurer — with no expiration date.
We can check up to 3 years back for federal refunds. For state refunds, unclaimed property databases may hold refunds going back much further. Our CPA partners handle multi-year filings efficiently.
It's helpful for IRS transcript requests but not required to start. For state unclaimed property searches, we typically don't need it. We'll let you know what's needed at each step.
If you have an outstanding tax debt, the IRS may offset your refund to cover it. We can help you understand your situation, but we recommend consulting a tax professional for complex tax debt issues.
Correct. $0 upfront. We only charge our 35% contingency fee after you receive your refund. If we search and find nothing, you owe us nothing.
State unclaimed property refunds: typically 2–8 weeks. Federal prior-year returns: 6–16 weeks for the IRS to process. We keep you updated throughout.
It takes 2 minutes. No cost. No obligation. Just answers.
Check for Refunds Now — FreeKnow someone who might be owed a refund? Refer them and earn 5% of our fee.
Learn About Referrals