Foreclosure surplus. Unclaimed life insurance. Forgotten 401(k)s. Tax refunds. Treasury bonds. Billions of dollars — your name on the account, the government holding the money, and not a single person picking up the phone to tell you. We find it. You get paid. 35% only if we win.
Every year, billions of dollars end up in government hands — and stay there. Foreclosure surplus from county courthouses. Unclaimed life insurance payouts sitting in state registries. Forgotten tax refunds at the IRS. Old 401(k)s nobody rolled over. Treasury bonds that matured decades ago. VA benefits earned but never claimed.
The government knows who you are. They know the money is yours. They don't call. They don't write. They wait until the deadline passes — then they keep it.
That's where we come in. We search every database. Every county. Every state. Every federal agency. We find the money, file the forms, beat the deadlines. You sign. We fight. You get paid.
No upfront money. No risk. We take 35% of what we recover. We find nothing, you owe nothing. Simple as that.
You lost your home. You lost a loved one. You changed jobs. You forgot an account. Doesn't matter — the money is still yours. We'll prove it.
Foreclosure surplus recovery — we find and claim excess proceeds from foreclosure sales that belong to former homeowners.
Unclaimed life insurance policies — we search NAIC databases to find policies you may be the beneficiary of.
State unclaimed property searches — we scan government databases for forgotten bank accounts, refunds, and assets in your name.
We work with specialized firms to cover every angle — so you don't have to.
Voice calling & receptionist services. They handle the phones, qualify leads, and make sure every homeowner gets a real conversation — not a robot.
SMS outreach & email campaigns. They find the right people at the right time and get the conversation started — so surplus funds don't go unclaimed.
Unclaimed life insurance database searches. We cross-reference national registries to find policies where you may be the named beneficiary.
All of it — billions of dollars — sitting in government databases. Nobody is looking for you. The government doesn't call. They don't send letters. They just wait — and most people never claim a cent.
Over $100 billion sits unclaimed in government databases — and nobody is looking for the owners. We are.
The money: Thousands in excess proceeds from foreclosure auctions go unclaimed every year.
Why it's unclaimed: Most homeowners don't know surplus exists. They assume the bank took everything. The county won't tell them otherwise — they just hold the money until the deadline expires, then keep it.
The money: An estimated $7.4 billion in life insurance benefits sit unclaimed across the U.S.
Why it's unclaimed: Insurance companies don't always know the policyholder died. Beneficiaries often have no idea a policy exists. The money sits in limbo — sometimes for decades — until someone searches.
The money: Over $70 billion is held by state treasuries — old bank accounts, uncashed paychecks, utility deposits, forgotten safe deposit boxes.
Why it's unclaimed: States are required to hold this money forever, but they don't search for you. You have to know it exists, know which state, and file a claim. Most people never connect all three dots.
The money: The IRS reports over $1.5 billion in unclaimed federal tax refunds every single year.
Why it's unclaimed: If you didn't file — or moved and the check got returned — the IRS doesn't re-send it. You have to proactively claim it. After three years, it's gone forever.
The money: Hundreds of millions in VA benefits and Social Security payments go unclaimed annually by eligible veterans and families.
Why it's unclaimed: The application process is notoriously complex. Many veterans don't know which benefits they qualify for — and the VA doesn't have the resources to track down every eligible recipient.
The money: The PBGC holds over $300 million in unclaimed pension benefits from terminated retirement plans.
Why it's unclaimed: Companies go out of business, merge, or change names. Former employees move, change addresses, and lose track. The pension money is still there — but nobody's coming to find you.
The money: Over $30 billion in matured savings bonds have stopped earning interest and sit unredeemed.
Why it's unclaimed: Grandparents bought bonds for grandkids decades ago. They got tucked in a drawer, forgotten. Meanwhile, the Treasury holds the money — earning zero interest — waiting for someone to claim it.
The money: Billions are awarded in class action settlements each year — and a huge percentage of eligible claimants never file.
Why it's unclaimed: You get a postcard in the mail that looks like junk. You toss it. Months later, millions are distributed — and if you didn't respond, you get nothing. We catch these before they expire.
The money: When banks and credit unions fail, insured depositors are owed money — but many never claim it.
Why it's unclaimed: If a bank closes and you don't respond to the FDIC's notice — maybe you moved, maybe it looked like spam — your insured funds get transferred to a holding account. They sit there indefinitely.
The money: Over $1 trillion sits in forgotten 401(k) accounts — left behind after job changes, never rolled over, quietly losing value to fees.
Why it's unclaimed: Every time someone changes jobs, they leave behind a retirement account. The former employer can't find them. The statements stop coming. Years pass. The money sits — still theirs, still growing, but completely forgotten — until someone finds it.
Nobody else is doing all of this together. We're first.
All 10 divisions. Day one. No waiting.
All 10 doors open. All looking for your money.
We don't wait for the government to find you. We find them. All of them. At once.
Most people are owed money they'll never know about — simply because nobody told them where to look. We're building the platform that searches everywhere. Every database. Every agency. Every forgotten account.
Search All 10 Sources — FreeAfter a foreclosure auction, if your property sold for more than what you owed, the leftover money is called surplus funds. By law, that money is yours — not the bank's, not the county's.
We're on your side against a broken system. Thousands of dollars could be sitting in an account with your name on it right now. You lost your home. Don't let the county keep your money too. Let us check — free.
Most surplus recovery companies only chase big claims — the ones with the fattest paydays. Small claims get ignored because there's "not enough profit." We don't do that.
9 claims at our standard 35% fee fund the 10th — completely free.
For every nine clients we serve at our standard rate, we help one homeowner at zero cost — typically someone with a smaller surplus who would otherwise be ignored. Big claims fund the small ones. Nobody gets left behind.
Whether you're owed $5,000 or $500,000, we'll fight for your surplus with the same dedication. Your money matters — no matter the amount.
Most firms won't touch a claim under $50K — the profit margin is too thin. We built the 9-for-1 model specifically so every homeowner gets a fair shot, regardless of their surplus size.
Most surplus recovery companies only chase big claims — the ones with the fattest paydays. Small claims get ignored because there's "not enough profit." We don't do that.
9 claims at our standard 35% fee fund the 10th — completely free.
For every nine clients we serve at our standard rate, we help one homeowner at zero cost — typically someone with a smaller surplus who would otherwise be ignored. Big claims fund the small ones. Nobody gets left behind.
Whether you're owed $5,000 or $500,000, we'll fight for your surplus with the same dedication. Your money matters — no matter the amount.
Most firms won't touch a claim under $50K — the profit margin is too thin. We built the 9-for-1 model specifically so every homeowner gets a fair shot, regardless of their surplus size.
Enter the auction sale price and what was owed to see if there could be surplus funds waiting for you.
Three simple steps to get your money — no upfront cost, no obligation.
We investigate your foreclosure sale to determine if surplus funds exist and how much you're owed.
Our team prepares and submits all the necessary claims and legal documents to the county or court.
Once approved, the funds are released to you. We take our 35% fee only after you receive your money.
Fill out the form below. Our team will research your case at no cost and no obligation.
We make the complex simple. Here's what sets us apart.
Zero risk. We only get paid when you do — 35% of recovered funds.
From research to filing to follow-up, we handle every step for you.
We navigate county and court systems so you don't have to.
Your information is handled with the highest confidentiality.
Surplus funds (excess proceeds) are the remaining money after a foreclosure sale pays off the mortgage, interest, fees, and costs. By law, this money belongs to the former homeowner.
We charge 35% on the funds we recover. If we don't recover anything, you pay nothing. No upfront costs, hidden fees, or retainers.
Timelines vary by county, but most claims are resolved within 30–90 days from filing. We keep you updated throughout.
Just provide the initial info and sign the necessary documents. We handle the research, paperwork, and filings — you sit back.
Not every foreclosure generates surplus. If we research and find nothing, there's no charge. We only get paid on successful recovery.
Thousands of dollars in surplus funds go unclaimed every year. Check if you're owed — it costs nothing to find out.
Check Now — It's FreeOr call us: (821) 216-2913