States are holding over $70 billion in forgotten money — old bank accounts, uncashed paychecks, utility deposits, insurance proceeds, and more. States are required to hold this money forever, but they don't search for you. We search all 50 states at once.
When a business or government agency owes you money but can't find you, they're legally required to turn it over to the state. This includes:
Dormant Bank Accounts
Checking and savings accounts with no activity for 3–5 years get turned over to the state — along with the balance.
Uncashed Checks
Payroll checks, refund checks, dividend checks, insurance settlement checks — if you never cashed them, the state holds the funds.
Utility Deposits
Security deposits from electric, gas, water, or phone companies that were never refunded after you moved.
Safe Deposit Boxes
Contents of abandoned safe deposit boxes — jewelry, documents, collectibles — are held by the state.
Stocks & Dividends
Forgotten brokerage accounts, uncashed dividend checks, and stock certificates that went unclaimed.
Escrow & Insurance
Mortgage escrow overages, insurance refunds, and premium rebates that were never returned.
Wages & Commissions
Final paychecks, commission payments, and bonuses that former employers couldn't deliver.
Court & Trust Funds
Money held in trust by courts, legal settlements, or estates that beneficiaries never claimed.
50 Different Databases
Every state has its own unclaimed property website. There's no single national search — until now. We check all 50 states plus DC, Puerto Rico, and U.S. territories.
You Have to Know It Exists
States are required to publish lists in newspapers and maintain websites, but they don't actively search for owners. If you don't know to look, you'll never find it.
It Moves When You Move
Unclaimed property is held by the state where the company was based — not where you lived. That old bank account from college? It's probably in a different state than you think.
The Paperwork Can Be Daunting
Each state has different claim forms, ID requirements, and processing timelines. Navigating this alone is confusing — and many people give up before completing a claim.
We search every state database so you don't have to.
1. You Provide Your Details
Fill out our form with your name, past addresses, and any former names. The more address history you provide, the more matches we find.
2. We Search 50+ Databases
We run your information through every state's unclaimed property database — plus DC, Puerto Rico, and territories. We also check federal databases for tax refunds, VA benefits, and more.
3. We Report What We Find
You get a clear report listing every match — which state, how much, and what it's from. No confusion, no guesswork.
4. We File Every Claim
We complete each state's specific claim forms, gather required documentation, and submit everything correctly. We track every claim until you're paid.
5. You Get Paid
Each state issues payment directly to you. Our 35% fee only applies to what we recover — if we find nothing, you owe nothing.
$70B+
Total unclaimed property held by states
1 in 10
Americans have unclaimed property waiting
$900
Average claim amount (some are much larger)
If We Don't Find Anything
$0
You pay nothing. Not a cent.
If We Recover Your Property
35%
Of the amount we recover — only on success.
Every 10th claim is free through our 9-for-1 giveback program.
When a business or government agency owes you money but can't reach you — usually because you moved — they're legally required to turn the funds over to the state after a dormancy period (typically 3–5 years). The state then holds it indefinitely until you claim it.
Yes — every state has a free unclaimed property website, and MissingMoney.com searches many states at once. But you have to know which states to search, which names to use, and how to file each claim correctly. Most people miss money because they only check their current state and use only their current name.
Your full name, current and past addresses, and any former names (maiden names, aliases). Social Security number is helpful for verifying your identity with states but not required to start the search.
The initial search takes 1–3 days. Claim processing varies by state — some pay within 2 weeks, others take 3–6 months. We track every claim and follow up until you're paid.
You can claim property belonging to a deceased relative as their heir or executor. We help with the additional paperwork — death certificates, probate documents, and heirship affidavits — required by each state.
Correct. $0 upfront. We only charge our 35% contingency fee after you receive your payment. If we search and find nothing, you owe us nothing.
The average claim is around $900, but amounts vary widely. We've seen claims from $50 in forgotten utility deposits to $50,000+ in abandoned brokerage accounts. Every dollar is worth claiming — it's your money.
It takes 2 minutes. No cost. No obligation. Just answers.
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