VA & Social Security Benefits

Millions in VA & SSA Benefits Go Unclaimed Every Year

The application process is notoriously complex. Many veterans don't know which benefits they qualify for — and the VA doesn't have the resources to track down every eligible recipient. We help you find and claim what's yours.

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$0 Upfront Cost
We only get paid on recovery
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Veteran-Focused
We understand the VA system
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Full Application Support
We handle the paperwork end-to-end

VA Benefits You May Be Owed

The Department of Veterans Affairs administers dozens of benefit programs. Many go unclaimed because veterans don't know they qualify — or the application process is too overwhelming to navigate alone.

Disability Compensation

Tax-free monthly payments for veterans with service-connected disabilities. Many veterans are underrated or never filed — leaving thousands on the table each month.

Pension (Non-Service Connected)

For wartime veterans with limited income who are age 65+ or permanently disabled. Often overlooked by veterans who assume they don't qualify.

Aid & Attendance

Additional monthly payments for veterans and surviving spouses who need help with daily activities. Can add over $1,000/month to existing benefits.

Dependency & Indemnity (DIC)

Tax-free monthly benefits for surviving spouses and children of veterans who died from service-connected conditions. Many surviving spouses never apply.

Education (GI Bill)

Tuition, housing, and book stipends. Benefits can be transferred to dependents — but the paperwork catches many people off guard.

Home Loan Guaranty

VA-backed home loans with no down payment. Eligibility never expires, but many veterans don't realize they still qualify decades after service.

Social Security Benefits

Social Security isn't just retirement. The SSA administers several benefit programs — and millions go unclaimed because people don't know they're eligible or when to apply.

Retirement Benefits

You can claim as early as 62 or delay until 70 for higher payments. Many people claim too early and lose thousands over their lifetime. We help you optimize.

Disability (SSDI)

For workers who can no longer work due to a medical condition. The application and appeals process is complex — most initial applications are denied without proper documentation.

Survivors Benefits

Widows, widowers, and dependent children may qualify for monthly benefits based on a deceased worker's earnings record. Many eligible survivors never file.

Supplemental Security Income (SSI)

Need-based benefits for elderly, blind, or disabled individuals with limited income. Often confused with SSDI — they're different programs with different rules.

Why These Benefits Go Unclaimed

Complex Applications

VA and SSA forms are dense, technical, and filled with jargon. A single mistake can delay your claim by months — or get it denied entirely.

No Proactive Outreach

Neither the VA nor the SSA actively searches for eligible recipients. They process applications that come in — they don't go looking for people who haven't applied.

Changing Eligibility Rules

Benefit rules change. A veteran denied 10 years ago might qualify today under updated criteria. But nobody tells them to reapply.

Missing Documentation

Medical records, service records, marriage certificates — gathering the right supporting documents is half the battle. We know exactly what each application needs.

How SurplusClaim Helps

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1. Eligibility Review

Tell us about your service history and current situation. We identify every VA and SSA benefit program you may qualify for — including ones you've never heard of.

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2. Document Gathering

We tell you exactly which documents you need — DD-214, medical records, marriage certificates, financial statements — and help you obtain them.

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3. Application Preparation

We complete every form correctly, attach all supporting evidence, and submit your application package. No missing fields, no technical errors.

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4. Appeals & Follow-Up

If your claim is denied, we handle the appeals process. Most denials are due to paperwork errors, not eligibility — and we know how to fix them.

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5. You Receive Benefits

Once approved, benefits are paid directly to you — including retroactive payments going back to your initial filing date. Our 35% fee only applies to lump-sum retroactive awards.

Simple, Risk-Free Pricing

If We Don't Recover Anything

$0

You pay nothing. Not a cent.

If We Secure Your Benefits

35%

Of the lump-sum retroactive award we recover — only on success.

For ongoing monthly benefits, we charge a flat one-time fee based on the value secured. No ongoing percentage.

Every 10th claim is free through our 9-for-1 giveback program.

Frequently Asked Questions

I was denied VA benefits before. Can I try again?+

Absolutely. Many veterans are denied on their first application due to incomplete paperwork or insufficient evidence. We review your previous denial, identify what was missing, and submit a stronger application. Rules also change over time — you may now qualify under updated criteria.

What if I don't have my DD-214?+

We can help you request a copy from the National Archives. It's a common situation — military records can be obtained through a Standard Form 180, and we handle that process for you.

How is your fee structured for benefits?+

For lump-sum retroactive awards (back pay from your filing date to approval), we charge 35% of the recovered amount. For ongoing monthly benefits, we charge a flat one-time fee based on the annual value of the benefits secured. You keep 100% of your monthly payments going forward.

Can you help with Social Security Disability (SSDI)?+

Yes. We help you gather medical evidence, complete the application, and handle appeals if denied. Most SSDI applications are initially denied — having proper documentation from the start dramatically improves your chances.

How long does the VA claims process take?+

Initial claims typically take 3–6 months. Appeals can take 12–24 months. We stay on top of your claim throughout — checking status, responding to VA requests, and keeping you informed.

Do I have to be a combat veteran?+

No. VA benefits are available to all veterans who served on active duty and were discharged under conditions other than dishonorable. Service-connected disability compensation doesn't require combat experience — any injury or illness connected to your service may qualify.

Is there really no upfront cost?+

Correct. $0 upfront. We only charge our fee after your benefits are approved and you receive your retroactive payment. If we're unsuccessful, you owe us nothing.

Find Out What Benefits You're Owed

It takes 2 minutes. No cost. No obligation. Just answers.

Check Your Eligibility — Free

Know a veteran who might be owed benefits? Refer them and earn 5% of our fee.

Learn About Referrals